{
  "meta": {
    "reportId": "dvc-rental-market-q3-2026",
    "title": "Starlane DVC Rental Market Report",
    "edition": "Q3 2026. First edition.",
    "snapshotDate": "2026-07-24",
    "publishedAt": "2026-08-03",
    "computedAt": "2026-07-24",
    "publishReady": true,
    "enforcementActionsDocumented": 0,
    "enforcementVerifiedDate": "2026-08-03",
    "license": "CC BY 4.0",
    "licenseUrl": "https://creativecommons.org/licenses/by/4.0/",
    "canonicalUrl": "https://michaelstarlane.com/reports/dvc-rental-market-q3-2026",
    "priorSnapshotDate": "2026-07-11",
    "citation": "Starlane, M. (2026). The Going Rate: DVC Rental Market Report, Q3 2026. michaelstarlane.com/reports/dvc-rental-market-q3-2026",
    "sourceUrls": [
      "https://dvcrentalstore.com/blog/how-much-does-it-cost-to-rent-dvc-points/",
      "https://dvcrentalstore.com/blog/limited-time-offer-19-per-point-dvc-rentals/",
      "https://dvcrentalstore.com/members/how-it-works/",
      "https://dvcrentalstore.com/members/why-rent-with-us/",
      "https://dvcrequest.com/dvc-owners/information",
      "https://dvcrequest.com/dvc-guests/confirmed-reservations-for-rent",
      "https://dvcrequest.com/dvc-guests/cost-calculator",
      "https://rentals.dvcshop.com/dvc-rental-pricing/",
      "https://rentals.dvcshop.com/rent-your-points/",
      "https://dvc-rental.com/point-calculator/",
      "https://dvc-rental.com/dvc-members/rent-your-points",
      "https://www.sleeparoundpoints.com/",
      "https://www.sleeparoundpoints.com/how-it-works"
    ]
  },
  "keyStats": {
    "avgBrokersCutUsd": 5.85,
    "avgBrokersCutPct": 24.6,
    "renterRateMinUsd": 20,
    "renterRateMaxUsd": 35,
    "ownerPayoutMinUsd": 16,
    "ownerPayoutMaxUsd": 29,
    "davidsListingMedianUsd": 24,
    "brokersWithFullRateCards": 2,
    "brokersTotal": 5
  },
  "brokersCut": [
    {
      "broker": "davids",
      "cellCount": 8,
      "meanSpreadUsd": 6,
      "minSpreadUsd": 6,
      "maxSpreadUsd": 6,
      "meanSpreadPct": 22.2,
      "minSpreadPct": 20.7,
      "maxSpreadPct": 23.1,
      "cells": [
        {
          "resort": "beach-club",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 23,
          "renterRateUsd": 29,
          "spreadUsd": 6,
          "spreadPct": 20.7
        },
        {
          "resort": "polynesian",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 23,
          "renterRateUsd": 29,
          "spreadUsd": 6,
          "spreadPct": 20.7
        },
        {
          "resort": "cabins-fort-wilderness",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 23,
          "renterRateUsd": 29,
          "spreadUsd": 6,
          "spreadPct": 20.7
        },
        {
          "resort": "boardwalk",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 20,
          "renterRateUsd": 26,
          "spreadUsd": 6,
          "spreadPct": 23.1
        },
        {
          "resort": "grand-floridian",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 20,
          "renterRateUsd": 26,
          "spreadUsd": 6,
          "spreadPct": 23.1
        },
        {
          "resort": "aulani",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 20,
          "renterRateUsd": 26,
          "spreadUsd": 6,
          "spreadPct": 23.1
        },
        {
          "resort": "disneyland-hotel",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 20,
          "renterRateUsd": 26,
          "spreadUsd": 6,
          "spreadPct": 23.1
        },
        {
          "resort": "grand-californian",
          "windowMonths": [
            7,
            11
          ],
          "ownerRateUsd": 20,
          "renterRateUsd": 26,
          "spreadUsd": 6,
          "spreadPct": 23.1
        }
      ]
    },
    {
      "broker": "dvc-shop",
      "cellCount": 51,
      "meanSpreadUsd": 5.82,
      "minSpreadUsd": 4,
      "maxSpreadUsd": 6,
      "meanSpreadPct": 25,
      "minSpreadPct": 17.1,
      "maxSpreadPct": 27.3,
      "cells": [
        {
          "resort": "animal-kingdom",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "aulani",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "bay-lake-tower",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "beach-club",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "boardwalk",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "boulder-ridge",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "cabins-fort-wilderness",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "copper-creek",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "grand-californian",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "grand-floridian",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "hilton-head",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "old-key-west",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "polynesian",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "riviera",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "saratoga-springs",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 20,
          "spreadUsd": 4,
          "spreadPct": 20
        },
        {
          "resort": "vero-beach",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "disneyland-hotel",
          "windowMonths": [
            0,
            4
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "animal-kingdom",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "aulani",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "bay-lake-tower",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "beach-club",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "boardwalk",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "boulder-ridge",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "cabins-fort-wilderness",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "copper-creek",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "grand-californian",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "grand-floridian",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "hilton-head",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "old-key-west",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "polynesian",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "riviera",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "saratoga-springs",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "vero-beach",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 21,
          "spreadUsd": 5,
          "spreadPct": 23.8
        },
        {
          "resort": "disneyland-hotel",
          "windowMonths": [
            4,
            7
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "animal-kingdom",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 18,
          "renterRateUsd": 24,
          "spreadUsd": 6,
          "spreadPct": 25
        },
        {
          "resort": "aulani",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 18,
          "renterRateUsd": 24,
          "spreadUsd": 6,
          "spreadPct": 25
        },
        {
          "resort": "bay-lake-tower",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 18,
          "renterRateUsd": 24,
          "spreadUsd": 6,
          "spreadPct": 25
        },
        {
          "resort": "beach-club",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 23,
          "renterRateUsd": 29,
          "spreadUsd": 6,
          "spreadPct": 20.7
        },
        {
          "resort": "boardwalk",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 20,
          "renterRateUsd": 26,
          "spreadUsd": 6,
          "spreadPct": 23.1
        },
        {
          "resort": "boulder-ridge",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 22,
          "renterRateUsd": 28,
          "spreadUsd": 6,
          "spreadPct": 21.4
        },
        {
          "resort": "cabins-fort-wilderness",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 29,
          "renterRateUsd": 35,
          "spreadUsd": 6,
          "spreadPct": 17.1
        },
        {
          "resort": "copper-creek",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 18,
          "renterRateUsd": 24,
          "spreadUsd": 6,
          "spreadPct": 25
        },
        {
          "resort": "grand-californian",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 22,
          "renterRateUsd": 28,
          "spreadUsd": 6,
          "spreadPct": 21.4
        },
        {
          "resort": "grand-floridian",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 21,
          "renterRateUsd": 27,
          "spreadUsd": 6,
          "spreadPct": 22.2
        },
        {
          "resort": "hilton-head",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "old-key-west",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 17,
          "renterRateUsd": 23,
          "spreadUsd": 6,
          "spreadPct": 26.1
        },
        {
          "resort": "polynesian",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 23,
          "renterRateUsd": 29,
          "spreadUsd": 6,
          "spreadPct": 20.7
        },
        {
          "resort": "riviera",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 21,
          "renterRateUsd": 27,
          "spreadUsd": 6,
          "spreadPct": 22.2
        },
        {
          "resort": "saratoga-springs",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "vero-beach",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 16,
          "renterRateUsd": 22,
          "spreadUsd": 6,
          "spreadPct": 27.3
        },
        {
          "resort": "disneyland-hotel",
          "windowMonths": [
            7,
            99
          ],
          "ownerRateUsd": 24,
          "renterRateUsd": 30,
          "spreadUsd": 6,
          "spreadPct": 20
        }
      ]
    }
  ],
  "deltas": {
    "avgStarlaneSpreadUsd": 0.03,
    "avgStarlaneSpreadPct": -0.4,
    "renterRateMinUsd": 0,
    "renterRateMaxUsd": 0,
    "ownerPayoutMinUsd": 0,
    "ownerPayoutMaxUsd": 0,
    "davidsListingMedianUsd": 0,
    "brokersWithFullRateCards": 0,
    "brokersTotal": 0
  },
  "derived": {
    "method": "DVC Rental Store publishes example weekly rental totals for the week of September 7 to 14, 2026 on its cost blog, and exact point requirements for the same week in its own points calculator. Dividing the published total by the published points yields the implied per point rate. All 17 resorts divide to exact whole dollars. Four resorts had two plausible basic room mappings; in each case exactly one candidate divides cleanly, so the exactness forces the mapping.",
    "derivedAt": "2026-07-24",
    "sources": [
      {
        "url": "https://dvcrentalstore.com/blog/how-much-does-it-cost-to-rent-dvc-points/",
        "claim": "Published example weekly totals per resort, blog dated 2025-12-19",
        "accessedAt": "2026-07-24"
      },
      {
        "url": "https://dvcrentalstore.com/guests/dvc-points-calculator/?checkIn=2026-09-07&checkOut=2026-09-14&occupancy=2",
        "claim": "Published point requirements for the identical week",
        "accessedAt": "2026-07-24"
      }
    ],
    "caveats": [
      "Derived rates, not a posted rate card. The operator publishes both inputs; the division is ours.",
      "The blog is dated 2025-12-19 and reflects one specific week; rates at this broker vary by resort and booking window.",
      "Room mappings for Animal Kingdom, Disneyland Hotel, and Vero Beach were forced by exact division among the plausible candidates and are annotated on their rows; Aulani's mapping was likewise forced but its room name was not recorded at derivation."
    ],
    "rows": [
      {
        "resort": "old-key-west",
        "impliedRateUsd": 21,
        "totalUsd": 1491,
        "points": 71
      },
      {
        "resort": "saratoga-springs",
        "impliedRateUsd": 21,
        "totalUsd": 1533,
        "points": 73
      },
      {
        "resort": "hilton-head",
        "impliedRateUsd": 21,
        "totalUsd": 2436,
        "points": 116
      },
      {
        "resort": "vero-beach",
        "impliedRateUsd": 21,
        "totalUsd": 1974,
        "points": 94,
        "roomMapping": "studio, 94 points"
      },
      {
        "resort": "riviera",
        "impliedRateUsd": 22,
        "totalUsd": 2288,
        "points": 104
      },
      {
        "resort": "animal-kingdom",
        "impliedRateUsd": 23,
        "totalUsd": 1748,
        "points": 76,
        "roomMapping": "Kidani resort view, 76 points"
      },
      {
        "resort": "copper-creek",
        "impliedRateUsd": 23,
        "totalUsd": 2185,
        "points": 95
      },
      {
        "resort": "bay-lake-tower",
        "impliedRateUsd": 24,
        "totalUsd": 2328,
        "points": 97
      },
      {
        "resort": "boulder-ridge",
        "impliedRateUsd": 24,
        "totalUsd": 2328,
        "points": 97
      },
      {
        "resort": "aulani",
        "impliedRateUsd": 26,
        "totalUsd": 3094,
        "points": 119
      },
      {
        "resort": "boardwalk",
        "impliedRateUsd": 26,
        "totalUsd": 1976,
        "points": 76
      },
      {
        "resort": "grand-floridian",
        "impliedRateUsd": 26,
        "totalUsd": 3120,
        "points": 120
      },
      {
        "resort": "cabins-fort-wilderness",
        "impliedRateUsd": 27,
        "totalUsd": 2997,
        "points": 111
      },
      {
        "resort": "grand-californian",
        "impliedRateUsd": 27,
        "totalUsd": 3483,
        "points": 129
      },
      {
        "resort": "disneyland-hotel",
        "impliedRateUsd": 27,
        "totalUsd": 2997,
        "points": 111,
        "roomMapping": "deluxe studio, 111 points"
      },
      {
        "resort": "beach-club",
        "impliedRateUsd": 28,
        "totalUsd": 2800,
        "points": 100
      },
      {
        "resort": "polynesian",
        "impliedRateUsd": 28,
        "totalUsd": 2912,
        "points": 104
      }
    ]
  },
  "transparency": {
    "byBroker": [
      {
        "broker": "dvc-rental-store",
        "countsByKind": {
          "promo": 1,
          "marketing_ceiling": 2
        },
        "publishesFullRateCard": false
      },
      {
        "broker": "davids",
        "countsByKind": {
          "rate_card": 7,
          "listing": 3
        },
        "publishesFullRateCard": true
      },
      {
        "broker": "dvc-shop",
        "countsByKind": {
          "rate_card": 103
        },
        "publishesFullRateCard": true
      },
      {
        "broker": "dvc-rental-com",
        "countsByKind": {
          "calculator_default": 1,
          "rate_card": 1
        },
        "publishesFullRateCard": false
      },
      {
        "broker": "sap",
        "countsByKind": {
          "marketplace_range": 2,
          "fee": 2
        },
        "publishesFullRateCard": false
      }
    ],
    "brokersWithFullRateCards": 2,
    "brokersTotal": 5
  },
  "brokerSummary": [
    {
      "broker": "dvc-rental-store",
      "brokerName": "DVC Rental Store",
      "renter": [
        {
          "text": "$19 per point, 0 to 7 mo",
          "marker": "promo",
          "note": "Limited-time 0-7 month promo; blog dated 2024-02-14, still published 2026-07-24; excludes confirmed reservations."
        }
      ],
      "owner": [
        {
          "text": "up to $24 per point",
          "marker": "ceiling",
          "note": "Marketing ceiling; the same site's why-rent-with-us page simultaneously states up to $19.00."
        },
        {
          "text": "up to $19 per point",
          "marker": "ceiling",
          "note": "Marketing ceiling; the same site's how-it-works page simultaneously states up to $24.00."
        }
      ]
    },
    {
      "broker": "davids",
      "brokerName": "David's Vacation Club Rentals",
      "renter": [
        {
          "text": "$14 to $29 per point",
          "marker": "listings",
          "note": "median $24, from 98 confirmed-reservation listings observed"
        }
      ],
      "owner": [
        {
          "text": "$23 per point, 7 to 11 mo",
          "marker": "rate card",
          "note": ""
        },
        {
          "text": "$20 per point, 7 to 11 mo",
          "marker": "rate card",
          "note": ""
        },
        {
          "text": "$18 per point, 0 to 7 mo",
          "marker": "rate card",
          "note": "also applies at any home resort when points are expiring within 7 months, regardless of window"
        }
      ]
    },
    {
      "broker": "dvc-shop",
      "brokerName": "DVC Shop Rentals",
      "renter": [
        {
          "text": "$20 to $35 per point",
          "marker": "rate card",
          "note": "across 17 resorts and 3 booking windows, full matrix below"
        },
        {
          "text": "plus $2 per point",
          "marker": "rate card",
          "note": "surcharge: 50 points or less, or transfers"
        }
      ],
      "owner": [
        {
          "text": "$16 to $29 per point",
          "marker": "rate card",
          "note": "across 17 resorts and 3 booking windows, full matrix below"
        }
      ]
    },
    {
      "broker": "dvc-rental-com",
      "brokerName": "DVC Rental (dvc-rental.com)",
      "renter": [
        {
          "text": "$27 per point",
          "marker": "calculator default",
          "note": "Calculator rate; 4% fee added at checkout, all-in $28.08/pt."
        }
      ],
      "owner": [
        {
          "text": "$20 per point",
          "marker": "rate card",
          "note": "Flat rate; paid by check, PayPal, or Zelle."
        }
      ]
    },
    {
      "broker": "sap",
      "brokerName": "Sleep Around Points",
      "renter": [
        {
          "text": "7% marketplace fee",
          "marker": "fee",
          "note": "Marketplace fee charged to renters on top of the owner-set price."
        },
        {
          "text": "$15 to $20 per point",
          "marker": "marketplace range",
          "note": "SAP's own stated market-average context claim, not SAP's price."
        }
      ],
      "owner": [
        {
          "text": "$12 to $45 per point",
          "marker": "marketplace range",
          "note": "Platform-enforced owner-set pricing band, not a fixed rate."
        },
        {
          "text": "4% marketplace fee",
          "marker": "fee",
          "note": "Marketplace fee taken from owners on top of the price they set."
        }
      ]
    }
  ],
  "offers": [
    {
      "broker": "dvc-rental-store",
      "side": "renter",
      "kind": "promo",
      "ratePerPoint": 19,
      "windowMonths": [
        0,
        7
      ],
      "note": "Limited-time 0-7 month promo; blog dated 2024-02-14, still published 2026-07-24; excludes confirmed reservations.",
      "sourceUrl": "https://dvcrentalstore.com/blog/limited-time-offer-19-per-point-dvc-rentals/"
    },
    {
      "broker": "dvc-rental-store",
      "side": "owner",
      "kind": "marketing_ceiling",
      "ratePerPoint": 24,
      "rateMaxPerPoint": 24,
      "note": "Marketing ceiling; the same site's why-rent-with-us page simultaneously states up to $19.00.",
      "sourceUrl": "https://dvcrentalstore.com/members/how-it-works/"
    },
    {
      "broker": "dvc-rental-store",
      "side": "owner",
      "kind": "marketing_ceiling",
      "ratePerPoint": 19,
      "rateMaxPerPoint": 19,
      "note": "Marketing ceiling; the same site's how-it-works page simultaneously states up to $24.00.",
      "sourceUrl": "https://dvcrentalstore.com/members/why-rent-with-us/"
    },
    {
      "broker": "davids",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        7,
        11
      ],
      "resorts": [
        "beach-club",
        "polynesian",
        "poly-tower",
        "cabins-fort-wilderness"
      ],
      "sourceUrl": "https://dvcrequest.com/dvc-owners/information"
    },
    {
      "broker": "davids",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 20,
      "windowMonths": [
        7,
        11
      ],
      "resorts": [
        "boardwalk",
        "grand-floridian",
        "aulani",
        "disneyland-hotel",
        "grand-californian"
      ],
      "sourceUrl": "https://dvcrequest.com/dvc-owners/information"
    },
    {
      "broker": "davids",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 18,
      "windowMonths": [
        0,
        7
      ],
      "resorts": [
        "animal-kingdom",
        "bay-lake-tower",
        "boulder-ridge",
        "copper-creek",
        "riviera",
        "old-key-west",
        "saratoga-springs",
        "vero-beach",
        "hilton-head"
      ],
      "note": "also applies at any home resort when points are expiring within 7 months, regardless of window",
      "sourceUrl": "https://dvcrequest.com/dvc-owners/information"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "listing",
      "ratePerPoint": 14,
      "note": "98 confirmed-reservation listings observed",
      "sourceUrl": "https://dvcrequest.com/dvc-guests/confirmed-reservations-for-rent"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "listing",
      "ratePerPoint": 24,
      "note": "98 confirmed-reservation listings observed",
      "sourceUrl": "https://dvcrequest.com/dvc-guests/confirmed-reservations-for-rent"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "listing",
      "ratePerPoint": 29,
      "note": "98 confirmed-reservation listings observed",
      "sourceUrl": "https://dvcrequest.com/dvc-guests/confirmed-reservations-for-rent"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 29,
      "windowMonths": [
        7,
        11
      ],
      "resorts": [
        "beach-club",
        "polynesian",
        "cabins-fort-wilderness"
      ],
      "note": "Poly Tower tier confirmed by calculator division, see report",
      "sourceUrl": "https://dvcrequest.com/dvc-guests/cost-calculator"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 26,
      "windowMonths": [
        7,
        11
      ],
      "resorts": [
        "boardwalk",
        "grand-floridian",
        "grand-californian",
        "disneyland-hotel",
        "aulani"
      ],
      "sourceUrl": "https://dvcrequest.com/dvc-guests/cost-calculator"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 24,
      "resorts": [
        "bay-lake-tower",
        "boulder-ridge",
        "animal-kingdom",
        "copper-creek",
        "riviera"
      ],
      "note": "also applies at Premium-tier resorts when booked 0-7 months in advance",
      "sourceUrl": "https://dvcrequest.com/dvc-guests/cost-calculator"
    },
    {
      "broker": "davids",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "resorts": [
        "saratoga-springs",
        "old-key-west",
        "hilton-head",
        "vero-beach"
      ],
      "sourceUrl": "https://dvcrequest.com/dvc-guests/cost-calculator"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "animal-kingdom"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "animal-kingdom"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "aulani"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "aulani"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "bay-lake-tower"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "bay-lake-tower"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "beach-club"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "beach-club"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "boardwalk"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "boardwalk"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "boulder-ridge"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "boulder-ridge"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "cabins-fort-wilderness"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "cabins-fort-wilderness"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "copper-creek"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "copper-creek"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "grand-californian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "grand-californian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "grand-floridian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "grand-floridian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "hilton-head"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "hilton-head"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "old-key-west"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "old-key-west"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "polynesian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "polynesian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "riviera"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "riviera"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "saratoga-springs"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 20,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "saratoga-springs"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "vero-beach"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "vero-beach"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "disneyland-hotel"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        0,
        4
      ],
      "resorts": [
        "disneyland-hotel"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "animal-kingdom"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "animal-kingdom"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "aulani"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "aulani"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "bay-lake-tower"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "bay-lake-tower"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "beach-club"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "beach-club"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "boardwalk"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "boardwalk"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "boulder-ridge"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "boulder-ridge"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "cabins-fort-wilderness"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "cabins-fort-wilderness"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "copper-creek"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "copper-creek"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "grand-californian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "grand-californian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "grand-floridian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "grand-floridian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "hilton-head"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "hilton-head"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "old-key-west"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "old-key-west"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "polynesian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "polynesian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "riviera"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "riviera"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "saratoga-springs"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "saratoga-springs"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "vero-beach"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "vero-beach"
      ],
      "note": "Sale! (was $22)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "disneyland-hotel"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        4,
        7
      ],
      "resorts": [
        "disneyland-hotel"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 18,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "animal-kingdom"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 24,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "animal-kingdom"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 18,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "aulani"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 24,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "aulani"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 18,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "bay-lake-tower"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 24,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "bay-lake-tower"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "beach-club"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 29,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "beach-club"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 20,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "boardwalk"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 26,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "boardwalk"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "boulder-ridge"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 28,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "boulder-ridge"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 29,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "cabins-fort-wilderness"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 35,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "cabins-fort-wilderness"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 18,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "copper-creek"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 24,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "copper-creek"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "grand-californian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 28,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "grand-californian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "grand-floridian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 27,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "grand-floridian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "hilton-head"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "hilton-head"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 17,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "old-key-west"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "old-key-west"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 23,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "polynesian"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 29,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "polynesian"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 21,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "riviera"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 27,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "riviera"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "saratoga-springs"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "saratoga-springs"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 16,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "vero-beach"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 22,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "vero-beach"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 24,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "disneyland-hotel"
      ],
      "note": "up to (ceiling)",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 30,
      "windowMonths": [
        7,
        99
      ],
      "resorts": [
        "disneyland-hotel"
      ],
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-shop",
      "side": "renter",
      "kind": "rate_card",
      "ratePerPoint": 2,
      "note": "surcharge: 50 points or less, or transfers",
      "sourceUrl": "https://rentals.dvcshop.com/dvc-rental-pricing/"
    },
    {
      "broker": "dvc-rental-com",
      "side": "renter",
      "kind": "calculator_default",
      "ratePerPoint": 27,
      "note": "Calculator rate; 4% fee added at checkout, all-in $28.08/pt.",
      "sourceUrl": "https://dvc-rental.com/point-calculator/"
    },
    {
      "broker": "dvc-rental-com",
      "side": "owner",
      "kind": "rate_card",
      "ratePerPoint": 20,
      "note": "Flat rate; paid by check, PayPal, or Zelle.",
      "sourceUrl": "https://dvc-rental.com/dvc-members/rent-your-points"
    },
    {
      "broker": "sap",
      "side": "owner",
      "kind": "marketplace_range",
      "ratePerPoint": 12,
      "rateMaxPerPoint": 45,
      "note": "Platform-enforced owner-set pricing band, not a fixed rate.",
      "sourceUrl": "https://www.sleeparoundpoints.com/"
    },
    {
      "broker": "sap",
      "side": "renter",
      "kind": "fee",
      "ratePerPoint": null,
      "feePct": 7,
      "note": "Marketplace fee charged to renters on top of the owner-set price.",
      "sourceUrl": "https://www.sleeparoundpoints.com/"
    },
    {
      "broker": "sap",
      "side": "owner",
      "kind": "fee",
      "ratePerPoint": null,
      "feePct": 4,
      "note": "Marketplace fee taken from owners on top of the price they set.",
      "sourceUrl": "https://www.sleeparoundpoints.com/"
    },
    {
      "broker": "sap",
      "side": "renter",
      "kind": "marketplace_range",
      "ratePerPoint": 15,
      "rateMaxPerPoint": 20,
      "note": "SAP's own stated market-average context claim, not SAP's price.",
      "sourceUrl": "https://www.sleeparoundpoints.com/how-it-works"
    }
  ],
  "ownership": [
    {
      "brokerId": "dvc-rental-store",
      "brokerName": "DVC Rental Store (dvcrentalstore.com)",
      "legalEntity": "The DVC Rental Store, LLC (formed 2020-02-28 as New DVC Rental, LLC; renamed 2020-04-13)",
      "jurisdiction": "Indiana, USA",
      "registryId": "202002281377514 (LLC); 2012060800588 (original 2012 corporation, renamed DVCRS Asset Group, Inc.)",
      "registryUrl": "https://bsd.sos.in.gov/PublicBusinessSearch",
      "parentCompany": "Keyholder Vacations (rebranded from World of DVC, January 2025). Keyholder Vacations was acquired outright by The Resorts Companies, Inc. on December 17, 2025, after The Resorts Companies and Xyresic Capital jointly bought a majority interest in the packaged 'DVC Companies' (DVC Rental Store, DVC Resale Market, Monera Financial) in 2020.",
      "principals": [
        "Brian Coan (CFO and sole governing person of record on The DVC Rental Store, LLC's Indiana registration; listed as CFO of Keyholder Vacations on Keyholder's own leadership page)",
        "Keith Dickerson (co-acquired the business in 2012; Vice President and registered agent of the renamed founders' entity DVCRS Asset Group, Inc. per its July 2024 Indiana entity report)",
        "Brad Shaffer (co-acquired the business in 2012; President of DVCRS Asset Group, Inc. per its July 2024 Indiana entity report)",
        "Nick Cotton (CEO, Keyholder Vacations; founded sibling brand DVC Resale Market in 2014)",
        "Drew Dickerson (COO, Keyholder Vacations; listed as team member on dvcrentalstore.com)",
        "Tony Adragna (SVP Operations, Keyholder Vacations; also listed as 'President' on the BBB profile)"
      ],
      "founded": "2012 (The DVC Rental Store, Inc., incorporated in Indiana 06/08/2012 by Keith Dickerson and Brad Shaffer; the brand's current operating entity is a separate LLC formed 02/28/2020)",
      "publicNote": "DVC Rental Store was founded in 2012 in Indiana as The DVC Rental Store, Inc. by Keith Dickerson and Brad Shaffer. In February 2020 a new entity, New DVC Rental, LLC, was formed; on April 13, 2020, in same-day filings by the same legal representative, the original corporation was renamed DVCRS Asset Group, Inc. and the LLC took the name The DVC Rental Store, LLC, registering the storefront's assumed names that June. The LLC is active, with Keyholder Vacations' CFO Brian Coan as its sole officer of record; the founders' renamed corporation remains officered by Shaffer and Dickerson and is listed as Past Due on its 2026 Indiana entity report. A majority stake in the business was sold in 2020 to The Resorts Companies and Xyresic Capital, and The Resorts Companies acquired it outright on December 17, 2025. It operates under the Keyholder Vacations brand. Keyholder Vacations also owns DVC Fan, a prominent DVC news outlet, acquired in 2023 per Keyholder's own published timeline; DVC Fan's coverage of the December 2025 condo association meetings was written by DVC Rental Store's president.",
      "publishGate": "ready",
      "sources": [
        {
          "url": "https://www.sleeparoundpoints.com/dvc-commercial-use-policy",
          "claim": "Seed guide states DVC Rental Store is owned by Keyholder Vacations, which was acquired by The Resorts Companies on Dec 17, 2025, after holding an investment stake since 2020.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.accessnewswire.com/newsroom/en/travel/keyholder-vacations-announces-acquisition-by-the-resorts-companies-1118223",
          "claim": "Press release: 'Keyholder Vacations, the parent company to leading travel brands including DVC Rental Store, DVC Resale Market, Unlocked Magic, Be Our Guest Vacations, Magic Vacation Title Company, and Monera Financial, was acquired by The Resorts Companies' effective December 17, 2025; the companies had a five-year working relationship.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://keyholdervacations.com/timeline/",
          "claim": "Company timeline: 2012 Keith Dickerson and Brad Shaffer acquire DVC Rental Store; 2013 Monera Financial founded; 2014 Nick Cotton founds DVC Resale Market; 2020 'DVC Companies' (DVCRM, DVCRS, Monera Financial) majority interest sold to Xyresic Capital and The Resorts Companies; 2021 Magic Vacation Title and Be Our Guest Vacations acquired; 2023 DVC Fan acquired.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcrentalstore.com/blog/dvc-rental-store-now-part-of-keyholder-vacations/",
          "claim": "DVC Rental Store's own site confirms it is 'now part of the Keyholder Vacations family,' the new parent company for World of DVC brands.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcrentalstore.com/team/",
          "claim": "DVC Rental Store team page lists Nick Cotton (CEO), Drew Dickerson (COO), Tony Adragna (SVP Operations) and other staff under Keyholder Vacations titles.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.bbb.org/us/in/indianapolis/profile/vacation-rentals/the-dvc-rental-store-inc-0382-90026423",
          "claim": "BBB profile: legal name 'The DVC Rental Store, Inc.,' address 200 S Meridian St Ste 270, Indianapolis, IN 46225-1076; lists 'Mr. Keith Dickerson, Owner' and 'Mr. Tony Adragna, President'; Business Started 10/26/2010, Years in Business 15; website listed as dvcrentalstore.com.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.indiana-register.com/963185-the-dvc-rental-store-inc",
          "claim": "Indiana business registry aggregator: 'THE DVC RENTAL STORE INC.,' company number 2012060800588, incorporated 6/8/2012, status Active, agent Keith Dickerson, president Brad Shaffer, VPs Keith Dickerson and Paul Little.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://opencorporates.com/companies/us_in/202002281377514",
          "claim": "OpenCorporates record (via search index) for 'THE DVC RENTAL STORE, LLC,' Indiana, formed 2020-02-28, registered agent CT Corporation System, address 4645 S Emerson Ave, Indianapolis, IN 46203-5933.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://wdwnt.com/2025/01/keyholder-vacations-parent-to-world-of-dvc/",
          "claim": "WDWNT reports Keyholder Vacations launched January 2025 as parent company for World of DVC brands, corroborating the rebrand date.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://bsd.sos.in.gov/PublicBusinessSearch",
          "claim": "Indiana INBiz record for THE DVC RENTAL STORE, LLC, Business ID 202002281377514: formed 02/28/2020 as NEW DVC RENTAL, LLC (Articles of Organization, filing 8537807); renamed THE DVC RENTAL STORE, LLC effective 04/13/2020 (Articles of Amendment, filing 8573931, signed by legal representative Timothy H. Button); assumed names 'The DVC Rental Store' and 'DVC Rental Store' registered 06/05/2020 (filings 8618166, 8618167); status Active; registered agent C T Corporation System; principal office 200 S. Meridian St Suite 270, Indianapolis; governing person Brian Coan, CFO. Filing PDFs on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://bsd.sos.in.gov/PublicBusinessSearch",
          "claim": "Indiana INBiz record for Business ID 2012060800588: THE DVC RENTAL STORE INC. (incorporated 06/08/2012) renamed DVCRS ASSET GROUP, INC. by Articles of Amendment adopted 04/07/2020, effective 04/09/2020, filed 04/13/2020 (filing 8573744, same-day with the LLC's name change); July 2024 Business Entity Report (filing 10417763) lists Brad Shaffer as President and Keith Dickerson as Vice President and registered agent; status Past Due on the entity report due 06/30/2026. Filing PDFs on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://keyholdervacations.com/leadership/brian-coan/",
          "claim": "Keyholder Vacations' leadership page lists Brian Coan as CFO, matching the CFO of record on The DVC Rental Store, LLC's Indiana registration. The page itself does not mention DVC Rental Store or The Resorts Companies.",
          "accessedAt": "2026-08-03"
        }
      ],
      "confidence": "registry-confirmed",
      "verified": true
    },
    {
      "brokerId": "davids",
      "brokerName": "David's Vacation Club Rentals (dvcrequest.com)",
      "legalEntity": "David's Vacation Club Rentals Inc. (Ontario corporation, incorporated 2023-12-15)",
      "jurisdiction": "Ontario, Canada",
      "registryId": "OCN 1000736588; TICO #50027583 (current), TICO #50021838 (predecessor, held by David Mullett personally)",
      "registryUrl": "https://www.ontario.ca/page/ontario-business-registry",
      "parentCompany": null,
      "principals": [
        "David Mullett (founder; owner of record of the 'David's Vacation Club Rentals' sole proprietorship 2014-2024 and personal holder of TICO registration 50021838 from December 2014; also held the 'Capitol Technologies' sole-proprietorship registrations 2008-2013 and 2015-2025, per OBR)",
        "Melissa Mullett (listed as Manager/CEO on the company's current TICO registration record; also described as CEO in third-party interviews)"
      ],
      "founded": "2005 per company materials; formalized in 2014 (trade name registered 2014-08-07, TICO initial registration 2014-12-19); the current corporation was incorporated 2023-12-15",
      "publicNote": "David's Vacation Club Rentals Inc. is an Ontario corporation, OCN 1000736588, incorporated December 15, 2023, active, based in London, Ontario. Company materials describe the business as operating since 2005. The Ontario registry shows the structure formalizing in 2014: the trade name was registered that August as a sole proprietorship of founder David Mullett, and TICO registration 50021838 was issued to Mullett personally that December. The current corporation took over in a 2023-2024 restructuring: it was incorporated in December 2023, its own TICO registration (50027583, active to March 2027, listing Melissa Mullett as Manager/CEO) began in April 2024, and the sole-prop trade name went inactive that August, so the company's TICO registration history is continuous from December 19, 2014. TICO's public record shows no notices of proposal, terms and conditions, charges, or convictions. The site's terms attribute its platform to Capitol Technologies, a business name registered to the corporation in June 2025 under a computer-systems-design classification; the same name had been Mullett's personal sole-proprietorship registration in 2008-2013 and 2015-2025. Directors of the corporation have not yet been retrieved from the corporate registry; leadership is sourced from the TICO record and the company's own materials.",
      "publishGate": "ready",
      "sources": [
        {
          "url": "https://www.sleeparoundpoints.com/dvc-commercial-use-policy",
          "claim": "Seed guide states David's is an independent brokerage not part of Keyholder Vacations or any other identified DVC-industry holding company.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcrequest.com/information/sample-agreement",
          "claim": "David's own sample rental agreement names the contracting party as 'David's Vacation Club Rentals Inc.,' address 1106 Dearness Drive, London Ontario N6E1N9, governed by the laws of the Province of Ontario and Canada, and cites TICO Registration #50027583.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.bbb.org/ca/on/london/profile/vacation-rentals/davids-vacation-club-rentals-0187-1049496",
          "claim": "BBB profile: legal name 'David's Vacation Club Rentals,' address 1106 Dearness Dr. Unit 4, London, ON N6E 1N9; owner 'Mr. David Mullett'; Business Started 1/3/2006; BBB Accredited Since 12/17/2010.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://mydvcpoints.com/024-insider-interview-melissa-mullett-from-davids-vacation-club-rentals/",
          "claim": "Third-party interview identifies Melissa Mullett (David Mullett's daughter) as a current leader of the family-run company.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.appmybizaccount.gov.on.ca/onbis/",
          "claim": "OBR corporation record: DAVID'S VACATION CLUB RENTALS INC., OCN 1000736588, Ontario Business Corporation, incorporated December 15, 2023, status Active, registered office London, Ontario. Screenshots on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://www.appmybizaccount.gov.on.ca/onbis/",
          "claim": "OBR business name record: DAVID'S VACATION CLUB RENTALS, BIN 240769653, Sole Proprietorship, registered August 7, 2014, status Inactive as of August 6, 2024, owner DAVID MULLETT, London, Ontario. Screenshots on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://www.appmybizaccount.gov.on.ca/onbis/",
          "claim": "OBR business name records for CAPITOL TECHNOLOGIES: (1) BIN 1001279363, Business Name - Corporation, registered June 25, 2025, expiry June 24, 2030, status Active, registrant DAVID'S VACATION CLUB RENTALS INC. (OCN 1000736588), primary activity NAICS 541514 computer systems design; (2) BIN 180676215, Sole Proprietorship of DAVID B MULLETT, registered June 23, 2008, inactive June 22, 2013; (3) BIN 250479714, Sole Proprietorship of DAVID BRUCE MULLETT, registered May 12, 2015, inactive May 12, 2025. Screenshots on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://www.tico.ca/directory/",
          "claim": "TICO agency search record (current): registration 50027583, legal and trade name David's Vacation Club Rentals Inc., supervisor/manager Melissa Mullett (Manager/CEO), 1106 Dearness Drive Unit 4, London ON, registered since 2024-04-23, active to 2027-03-31, category Retailer, status Active; Compliance and Convictions tab shows N/A for notices of proposal, terms and conditions, charges, and convictions. Screenshots on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://web.archive.org/web/20221007000000*/https://members.tico.ca/TICO/Search/DirectoryDetails.aspx?ID=50021838",
          "claim": "Wayback Machine capture (October 7, 2022) of TICO's agency directory: registration 50021838, legal name David Mullett, trade name David's Vacation Club Rentals, record type Retailer, 1106 Dearness Dr Unit 4, London ON, website dvcrequest.com, Date of Initial Registration 12/19/2014, renewal date 03/31/2023. Establishes continuous TICO registration under the founder personally from December 2014 until the corporation's registration (50027583) began in April 2024. Screenshot on file; replace this URL with the exact snapshot URL Michael saved.",
          "accessedAt": "2026-08-03"
        }
      ],
      "confidence": "registry-confirmed",
      "verified": true
    },
    {
      "brokerId": "dvc-shop",
      "brokerName": "DVC Shop / DVC Shop Rentals (dvcshop.com, rentals.dvcshop.com)",
      "legalEntity": "DVCSHOP, LLC (registry-verbatim, one word; styled DVC Shop publicly; licensed with DBPR as DVC SHOP LLC)",
      "jurisdiction": "Florida, USA",
      "registryId": "L19000113058 (Sunbiz); CQ1058568 (DBPR real estate corporation license)",
      "registryUrl": "https://search.sunbiz.org/Inquiry/CorporationSearch/ByName",
      "parentCompany": null,
      "principals": [
        "Beatrice Thaxton (sole manager on DVCSHOP, LLC's Florida articles and annual reports through 2026; described in the company's own 2020 press release as the licensed real estate broker heading its resale division)",
        "Seth Nock (described as President of DVC Shop in the company's own 2020 press release; does not appear on the LLC's registry record; his Florida timeshare-industry filings date to 2000 across several predecessor entities)"
      ],
      "founded": "2019 (DVCSHOP, LLC, Florida Articles of Organization filed 04/25/2019; DBPR real estate corporation license issued 06/03/2019)",
      "publicNote": "DVCSHOP, LLC is a Florida limited liability company, document number L19000113058, formed April 25, 2019, active with annual reports current through 2026, based in Davenport, Florida, with Terry Covert as registered agent. Beatrice Thaxton is the sole manager of record on its articles and every annual report; the company's own 2020 press release describes her as the licensed real estate broker heading its resale division and names Seth Nock as its president, a title that appears nowhere on the registry record. The company's renter agreement lists a California 'registered address' in Alameda and a New York governing-law clause; a California registry search on 2026-08-03 found no entity under the company's name in that state, so the operating entity is the Florida LLC and the agreement's California and New York references remain unexplained by any public filing. Its resale arm operates under an active Florida real estate corporation license (CQ1058568, licensed June 2019, expiring 2028), issued weeks after the LLC's formation.",
      "publishGate": "ready",
      "sources": [
        {
          "url": "https://rentals.dvcshop.com/renter-agreement/",
          "claim": "DVC Shop's own renter agreement names 'DVC Shop, LLC' as the contracting entity, lists a registered address of 1900 North Loop Rd, Alameda, CA 94502, and states the agreement is governed by the laws of the State of New York.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.bbb.org/us/ca/alameda/profile/timeshare-companies/dvc-shop-1116-897403",
          "claim": "BBB profile: legal name 'DVC Shop,' address 1900 N Loop Rd, Alameda, CA 94502-8014; president 'Mr. Seth Nock'; Business Started 3/31/2019.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.facebook.com/dvcshopofficial/",
          "claim": "DVC Shop's Facebook page lists its location as Davenport, FL, contradicting the BBB/renter-agreement California address.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.prweb.com/releases/dvcshop-com-reports-record-dvc-resales-in-july-2020-and-now-seeks-additional-inventory-853470661.html",
          "claim": "2020 press release corroborates the company operating since roughly 2019 and identifies it as a DVC resale/rental brokerage.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://search.sunbiz.org/Inquiry/CorporationSearch/ByName",
          "claim": "Sunbiz record for DVCSHOP, LLC, document number L19000113058, FEI 84-1892617: Articles of Organization filed 04/25/2019 (principal 838 Opal Court, Davenport FL; registered agent Terry Covert, Altamonte Springs FL; sole manager Beatrice Thaxton); 2026 annual report filed 03/03/2026 with the same principal address, agent, and sole authorized person Beatrice Thaxton (MGR). Status active. Filing PDFs on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://bizfileonline.sos.ca.gov/search/business",
          "claim": "California Secretary of State business search on 2026-08-03 for 'dvc shop' and 'dvcshop', all statuses: no results. No California entity corresponds to the Alameda 'registered address' shown in the company's renter agreement. Screenshots on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://www.prweb.com/releases/dvcshop-com-reports-record-dvc-resales-in-july-2020-and-now-seeks-additional-inventory-853470661.html",
          "claim": "DVCShop.com's own July 2020 press release names Seth Nock as President of DVC Shop and Bee (Beatrice) Thaxton as licensed real estate broker heading its resale division, based in Davenport, Florida.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://www.myfloridalicense.com/wl11.asp",
          "claim": "DBPR entity license: DVC SHOP LLC (DBPR renders the name with a space), Real Estate Corporation, license CQ1058568, primary status Current, secondary status Active, original license date 06/03/2019, expires 03/31/2028, license location 2330 Habersham Lane, Cantonment FL (Escambia County). Related licenses: PERKINS, JONATHAN (SL3602859, Real Estate Sales Associate, Employed By since 02/29/2024, current) and RAND, KATHERINE V (SL3136758, Real Estate Sales Associate, Employed By since 03/22/2021, current). Screenshots on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://www.myfloridalicense.com/wl11.asp",
          "claim": "DBPR individual record: THAXTON, BEATRICE CHRISTINA, Real Estate Broker or Sales, rank Broker, license BK3337311, licensure 10/05/2015, expires 09/30/2027, status 'Current, Inactive' as of 2026-08-03, address of record Cantonment FL, matching the DVC SHOP LLC license location. One complaint entry: 2024043882, General Inquiry, Closed, 'Lack of Documentation', 08/26/2024, no discipline. Screenshots on file.",
          "accessedAt": "2026-08-03"
        }
      ],
      "confidence": "registry-confirmed",
      "verified": true
    },
    {
      "brokerId": "dvc-rental-com",
      "brokerName": "dvc-rental.com (DVC-Rental)",
      "legalEntity": "DVC-RENTAL LLC (registry-verbatim; styled dvc-rental.com publicly)",
      "jurisdiction": "Florida, USA",
      "registryId": "L17000105389",
      "registryUrl": "https://search.sunbiz.org/Inquiry/CorporationSearch/ByName",
      "parentCompany": null,
      "principals": [
        "Scott Ferraioli (authorized member and registered agent of DVC-RENTAL LLC; signed its 2026 Sunbiz annual report under the title 'Owner'; also President and registered agent of sister company Buy and Sell DVC, Inc.)",
        "Shannon Ferraioli (authorized manager of DVC-RENTAL LLC; the company's own site describes the business as run by Scott Ferraioli alongside Shannon Ferraioli)"
      ],
      "founded": "2017 (DVC-RENTAL LLC, Florida Articles of Organization effective 05/11/2017)",
      "publicNote": "DVC-RENTAL LLC is a Florida limited liability company, document number L17000105389, formed effective May 11, 2017, active with annual reports current through 2026. Scott Ferraioli is its authorized member and registered agent and signed its 2026 annual report as owner; Shannon Ferraioli is its authorized manager. Its resale-side sister company, Buy and Sell DVC, Inc. (Florida document number P15000075436, filed 2015, active), operates from the same Windermere, Florida address with Scott Ferraioli as president; that company's own site lists a licensed real estate broker, Jason Erpelding, who also appears as a director on its corporate record, and describes DVC-Rental.com as its sister company.",
      "publishGate": "ready",
      "sources": [
        {
          "url": "https://www.bbb.org/us/fl/windermere/profile/vacation-rentals/dvc-rental-llc-0733-90634923",
          "claim": "BBB profile: legal name 'DVC- Rental, LLC,' address Windermere, FL; 'Scott Ferraioli, Member' and 'Shannon Ferraioli, Manager'; Business Started 5/11/2017.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.bbb.org/us/fl/windermere/profile/timeshare-resale-and-rental-marketing/buy-and-sell-dvc-inc-0733-90633955",
          "claim": "BBB profile for sibling company 'Buy and Sell DVC Inc,' also in Windermere, FL, corroborating the sister-company relationship described on buyandselldvc.com.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://buyandselldvc.com/about-us/",
          "claim": "Buy And Sell DVC's About page describes DVC-Rental.com as a sister company under the same ownership (Scott Ferraioli).",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvc-rental.com/contact-us/",
          "claim": "dvc-rental.com's own contact page states 'Not affiliated with The Walt Disney Company' (a Disney-affiliation disclaimer, not an ownership disclosure) and lists contact phone/email but no legal entity name.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://search.sunbiz.org/Inquiry/CorporationSearch/ByName",
          "claim": "Sunbiz record for DVC-RENTAL LLC, document number L17000105389, FEI 82-1541495: Articles of Organization effective 05/11/2017 name Scott Ferraioli as registered agent and authorized member (AMBR) and Shannon Ferraioli as authorized manager (AMGR); 2026 annual report filed 03/29/2026, status active, signed by Scott Ferraioli under the title 'Owner'. Principal address Windermere, FL. Filing PDFs on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://search.sunbiz.org/Inquiry/CorporationSearch/ByName",
          "claim": "Sunbiz record for BUY AND SELL DVC INC, document number P15000075436, filed 09/09/2015, status active (reinstated 10/22/2016): Scott D. Ferraioli as President and registered agent, Jason Erpelding as Director, same Windermere, FL address as DVC-RENTAL LLC. Registry-confirms the sister-company relationship previously sourced to BBB and the company's own site. Filing PDF on file.",
          "accessedAt": "2026-08-03"
        },
        {
          "url": "https://buyandselldvc.com/about-us/",
          "claim": "Buy and Sell DVC's own about page identifies Jason Erpelding as 'Licensed Real Estate Broker' and Tye Gehring as 'Licensed Real Estate Associate', states Scott Ferraioli co-founded and runs the company alongside his wife Shannon, and describes DVC-Rental.com as its sister company.",
          "accessedAt": "2026-08-03"
        }
      ],
      "confidence": "registry-confirmed",
      "verified": true
    },
    {
      "brokerId": "sap",
      "brokerName": "Sleep Around Points (sleeparoundpoints.com)",
      "legalEntity": "Park Maxing, Inc.",
      "jurisdiction": "Florida, US",
      "registryId": "P25000042177",
      "registryUrl": "https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquiryType=DocumentNumber&aggregateId=domp-p25000042177-cd3f188b-c582-4fce-bc03-9b9970de77c6&directionType=Initial&searchNameOrder=PARKMAXING%20P250000421770&searchTerm=P25000042177",
      "parentCompany": null,
      "principals": [
        "Michael J. Latulippe (listed on the Sunbiz corporate record as President, Director, and Registered Agent of Park Maxing, Inc., at 1633 Future Way, Suite 224, Celebration, FL 34747; publishes under the byline Michael Starlane, named as Sleep Around Points' 'founder and editor' on the site's own editorial policy page)",
        "Jeremiah T. MacKinnon (listed on the Sunbiz corporate record as Vice President and Director of Park Maxing, Inc., same Celebration, FL address)"
      ],
      "founded": "Park Maxing, Inc. filed as a Florida Profit Corporation on 07/22/2025 (effective 07/21/2025), per Sunbiz",
      "publicNote": "Park Maxing, Inc. is registered in Florida as document number P25000042177, filed July 22, 2025, with active status. Michael J. Latulippe, who publishes as Michael Starlane and is named as Sleep Around Points' founder and editor on its editorial policy page, is listed as President, Director, and Registered Agent, and Jeremiah T. MacKinnon as Vice President and Director. Sleep Around Points is registered as the company's Florida fictitious name, registration number G26000021450.",
      "publishGate": "ready",
      "sources": [
        {
          "url": "owner-attestation:2026-07-11",
          "claim": "Site owner attested directly that Park Maxing, Inc. is a Florida C-corporation, that 'Sleep Around Points' is its registered Florida fictitious name (DBA), that sleeparoundpoints.com is operated under that DBA, and that the report author (Michael Starlane, michaelstarlane.com) owns Park Maxing, Inc.",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquiryType=DocumentNumber&aggregateId=domp-p25000042177-cd3f188b-c582-4fce-bc03-9b9970de77c6&directionType=Initial&searchNameOrder=PARKMAXING%20P250000421770&searchTerm=P25000042177",
          "claim": "Sunbiz corporate detail record: PARK MAXING INC., document number P25000042177, FEI/EIN 39-3468447, Florida Profit Corporation, filed 07/22/2025 (effective 07/21/2025), status ACTIVE, principal and mailing address 1633 Future Way, Suite 224, Celebration, FL 34747; registered agent LATULIPPE, MICHAEL J at the same address; officers/directors LATULIPPE, MICHAEL J (President, Director) and MACKINNON, JEREMIAH T (Vice President, Director).",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dos.sunbiz.org/scripts/ficidet.exe?action=DETREG&docnum=G26000021450&rdocnum=G26000021450",
          "claim": "Sunbiz fictitious name detail record: SLEEP AROUND POINTS, registration number G26000021450, filed 02/09/2026, status ACTIVE, expiration 12/31/2031, Osceola County, mailing address 1633 Future Way #224, Celebration, FL 34747, owner listed as PARK MAXING INC, FEI/EIN 39-3468447, document number P25000042177 (matching the corporate record exactly).",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.sleeparoundpoints.com/editorial-policy",
          "claim": "Sleep Around Points' editorial policy page names Michael Starlane as 'our founder and editor' with final responsibility for editorial content, and states the site's only commercial interest is its marketplace platform fee, with no paid sponsorships/affiliate deals accepted.",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "registry-confirmed",
      "verified": true
    }
  ],
  "timeline": [
    {
      "date": "2007-12-31",
      "title": "DVC amends Public Offering Statement, creates 20 reservation rule",
      "summary": "Disney Vacation Club amended Public Offering Statements for its resorts to formally define commercial renting for the first time. The new Multiple Reservation Rule stated that a member making more than 20 reservations in any 12 month period would be presumed to be renting for commercial purposes unless they could prove personal use. Coverage noted DVC had already sent informal warning letters to high volume renters in fall 2006, which this amendment formalized.",
      "kind": "policy-effective",
      "sources": [
        {
          "url": "https://dvcnews.com/index.php/dvc-program/policies-a-procedures/302-commercial-renting-limitations-amended-to-pos",
          "publisher": "DVCNews.com",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.disboards.com/threads/dvc-commercial-use-policy-added-to-pos.1687889/",
          "publisher": "DISboards",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.disneytouristblog.com/crackdown-disney-vacation-club-point-rental-commercial-businesses/",
          "publisher": "Disney Tourist Blog",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": false
    },
    {
      "date": "2011-09-01",
      "title": "Original Commercial Use Policy adopted by DVC board",
      "summary": "The DVC Board of Directors adopted the first standalone Policy Regarding Commercial Use of Vacation Points, effective this date. This document remained the governing commercial use policy for roughly 15 years until it was replaced in March 2026. Secondary sources cite this date consistently, but the underlying 2011 PDF itself could not be independently retrieved or read to confirm the exact text.",
      "kind": "policy-effective",
      "sources": [
        {
          "url": "https://www.dvcresaleexperts.com/disney-vacation-clubs-new-commercial-use-policy-what-every-member-needs-to-know/",
          "publisher": "DVC Resale Experts",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://mickeyvisit.com/disney-reduces-dvc-rentals-policy-change-march-31-2026/",
          "publisher": "MickeyVisit",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": false
    },
    {
      "date": "2024-12",
      "title": "DVC signals intent to target high volume point renters",
      "summary": "During the December 2024 condo association meetings, held December 10 to 12 at Disney's Contemporary Resort, Shannon Sakaske, DVC Vice President of Member Experiences and Club Management, told owners that DVC was reviewing members who hold large point balances primarily to rent for profit and was actively figuring out ways to go after that.",
      "kind": "policy-announcement",
      "sources": [
        {
          "url": "https://dvcnews.com/dvc-program-menu/policies-a-procedures/dvc-policy-news/6076-disney-vacation-club-makes-strong-statements-against-commercial-renting-walking-during-condo-meeting",
          "publisher": "DVCNews.com",
          "accessedAt": "2026-07-31"
        },
        {
          "url": "https://dvcnews.com/dvc-program-menu/policies-a-procedures/dvc-policy-news/6050-registration-open-for-2024-annual-condominium-meetings-and-member-reception",
          "publisher": "DVCNews.com",
          "accessedAt": "2026-07-31"
        },
        {
          "url": "https://dvcnews.com/dvc-program-menu/policies-a-procedures/dvc-policy-news/6193-disney-vacation-club-issues-new-warning-against-commercial-point-rental-activity",
          "publisher": "DVCNews.com",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcfan.com/general-dvc/dvc-reveals-new-rules-aimed-at-renting-dvc-points-what-members-need-to-know/",
          "publisher": "DVC Fan",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": true
    },
    {
      "date": "2025-06-02",
      "title": "DVC adds personal use checkbox and revises Terms and Conditions",
      "summary": "DVC added a mandatory checkbox to the DVCMember.com booking flow requiring members to attest each reservation is for personal use only. Revised Terms and Conditions, dated May 15, 2025 internally but rolled out around this date, stated personal use excludes regularly or frequently renting or selling reservations and gave DVC sole discretion to interpret personal versus commercial use. Member Services also began asking phone callers who a reservation's guests were.",
      "kind": "agreement-change",
      "sources": [
        {
          "url": "https://blogmickey.com/2025/06/disney-vacation-club-policy-commercial-renting/",
          "publisher": "BlogMickey",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.disneyfoodblog.com/2025/06/03/disney-vacation-club-quietly-updates-points-policy/",
          "publisher": "Disney Food Blog",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://wdwnt.com/2025/06/breaking-disney-vacation-club-seemingly-begins-crackdown-on-members-frequently-renting-points/",
          "publisher": "WDW News Today",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.disboards.com/threads/dvc-t-c-personal-use-only-thread-to-discuss.3968373/",
          "publisher": "DISboards",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": false
    },
    {
      "date": "2025-06-11",
      "title": "Fan analysts criticize vagueness of new personal use language",
      "summary": "DVC Advantages published a critique of the new checkbox and Terms and Conditions language, arguing the personal use standard remained too vague and questioning why DVC should be the sole arbiter of enforcement. The piece asked why there was not a separate checkbox distinguishing personal use from rental, reflecting broader community skepticism about how the rule would be applied.",
      "kind": "community-reaction",
      "sources": [
        {
          "url": "https://dvcadvantages.com/dvcs-new-rental-policy/",
          "publisher": "DVC Advantages",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": false
    },
    {
      "date": "2025-07-28",
      "title": "DISboards members compare notes on DVC responses to inquiries",
      "summary": "Community discussion on DISboards continued through the summer as members reported the answers they received from DVC Member Services when asking about the personal use policy. A moderator consolidated related threads, and posters traded accounts of inconsistent explanations from different representatives. No official DVC statement was issued in this thread beyond what individual members reported secondhand.",
      "kind": "community-reaction",
      "sources": [
        {
          "url": "https://www.disboards.com/threads/newst-response-from-dvc-re-commerical.3970982/",
          "publisher": "DISboards",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "community-reported",
      "verified": false
    },
    {
      "date": "2025-12",
      "title": "Condo association meetings quantify the share of points exchanged rather than used",
      "summary": "At the BoardWalk condo association session, part of the December 9 to 10, 2025 condo association meetings held at Disney's Contemporary Resort Convention Center, DVC executive Sakaske said about 20 percent of all DVC utilizations are members exchanging unused points through official channels, the DVC exchange or Interval International, which Disney then rents itself as cash bookings. At BoardWalk specifically the figure was about 15 percent. The source explicitly notes this does not equate to commercial renting. (The outlet, DVC Fan, is owned by Keyholder Vacations, parent of DVC Rental Store, and the article is bylined by DVC Rental Store's president.)",
      "kind": "policy-announcement",
      "sources": [
        {
          "url": "https://dvcfan.com/renting-dvc-points/2025-dvc-commercial-renting-update/",
          "publisher": "DVC Fan",
          "accessedAt": "2026-07-31"
        },
        {
          "url": "https://cdn2.parksmedia.wdprapps.disney.com/media/dvc/members/condo-association/2025-Meeting-Notice-RVA.pdf",
          "publisher": "Disney Vacation Club (official)",
          "accessedAt": "2026-07-31"
        },
        {
          "url": "https://www.disneytouristblog.com/crackdown-disney-vacation-club-point-rental-commercial-businesses/",
          "publisher": "Disney Tourist Blog",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcnews.com/dvc-program-menu/policies-a-procedures/dvc-policy-news/6376-disney-vacation-club-expands-commercial-use-policy-formalizes-penalties-for-violators",
          "publisher": "DVCNews.com",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": true
    },
    {
      "date": "2026-03-31",
      "title": "DVC publishes formal Commercial Use Policy for all associations",
      "summary": "Disney Vacation Club published the Policy Regarding Commercial Use of Vacation Points for all Associations and all Members on DVCMember.com and the public DVC FAQ site, replacing the 2011 policy. The policy distinguishes allowable occasional rentals from commercial use, keeps the more than 20 reservations in 12 months threshold, and adds new criteria such as a majority of stays used by non owners, overlapping reservations across resorts, regular advertising on any platform, and on property photography used to market rentals. It also lists enforcement actions, which can last up to 24 months. The executed copy filed for Disney's Old Key West Resort states an effective date of March 30, 2026, one day before the March 31 publication; it is one association's executed copy of the club wide policy.",
      "kind": "policy-effective",
      "sources": [
        {
          "url": "https://cdn1.parksmedia.wdprapps.disney.com/vision-dam/digital/parks-platform/parks-global-assets/disney-vacation-club/compliance-condo-commercial-renting-policy/Disneys-Old-Key-West-Resort-Commercial-Use-Policy.pdf",
          "publisher": "Disney Vacation Club (official)",
          "accessedAt": "2026-07-31"
        },
        {
          "url": "https://disneyvacationclub.disney.go.com/faq/commercial-use-policy/",
          "publisher": "Disney Vacation Club (official)",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://disneyvacationclub.disney.go.com/faq/commercial-use-policy/2026-commercial-use-policy/",
          "publisher": "Disney Vacation Club (official)",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://wdwnt.com/2026/03/breaking-disney-strengthens-dvc-point-rental-rules-defining-commercial-use-and-enforcement-actions/",
          "publisher": "WDW News Today",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcnews.com/dvc-program-menu/policies-a-procedures/dvc-policy-news/6376-disney-vacation-club-expands-commercial-use-policy-formalizes-penalties-for-violators",
          "publisher": "DVCNews.com",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcfan.com/renting-dvc-points/dvc-commercial-use-policy-2026/",
          "publisher": "DVC Fan",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "primary-sourced",
      "verified": false
    },
    {
      "date": "2026-03-31",
      "title": "DISboards opens official thread on new commercial use policy",
      "summary": "Within hours of publication, a DISboards user posted a direct link to the official policy PDF, and the thread was adopted as the site's official discussion thread by moderators. Early replies focused on the more than 20 reservation threshold, whether owners could be shielded from scrutiny by being listed as a guest without being present, and whether the update would trigger a wave of resale contract listings similar to what followed the June 2025 checkbox change.",
      "kind": "community-reaction",
      "sources": [
        {
          "url": "https://www.disboards.com/threads/official-thread-new-commercial-use-policy-published-03-31.3980639/",
          "publisher": "DISboards",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "community-reported",
      "verified": false
    },
    {
      "date": "2026-03-31",
      "title": "Rental brokers say the policy targets commercial operators, not occasional renters",
      "summary": "DVC Rental Store president Paul Krieger stated the company's platform remains where it has always been, protecting members and guests, and said the service targets occasional renters rather than high volume commercial operations. David's Vacation Club Rentals stated the updated language reinforces that points are for personal use, including letting family or friends use a stay, and said this is not how the vast majority of its owner partners use their points. DVC Store made a similar case in an April 1 followup post, framing the update as targeted rather than restrictive and stating rentals through established brokerages remain permitted.",
      "kind": "broker-response",
      "sources": [
        {
          "url": "https://dvcrentalstore.com/blog/renting-dvc-points-rules-2026/",
          "publisher": "DVC Rental Store",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://dvcrequest.com/dvc-owners/information",
          "publisher": "David's Vacation Club Rentals",
          "accessedAt": "2026-07-11"
        },
        {
          "url": "https://www.dvcstore.com/blog/what-the-new-dvc-rental-policy-really-means-march-31-2026-update/",
          "publisher": "DVC Store",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "primary-sourced",
      "verified": false
    },
    {
      "date": "2026-04-18",
      "title": "No independently verified enforcement cases reported six weeks after policy",
      "summary": "Sleep Around Points reported that as of this date it had found zero independently verified enforcement cases carried out under the March 31, 2026 policy. The article noted anecdotal accounts of warning letters circulating in community forums, but said none had been confirmed. This remains the most concrete public data point on real world enforcement found during this research.",
      "kind": "enforcement",
      "sources": [
        {
          "url": "https://www.sleeparoundpoints.com/dvc-commercial-use-policy",
          "publisher": "Sleep Around Points",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "community-reported",
      "verified": false
    },
    {
      "date": "2026-05-28",
      "title": "Resale market analysts predict contract sell offs by high volume renters",
      "summary": "DVC Resale Experts published an analysis arguing the policy protects legitimate members by protecting availability and the vacation experience that drew them to buy in the first place. The firm predicted the policy could push some high volume rental operators to sell their contracts, which it framed as a potential opportunity for buyers in the resale market. No enforcement cases or member complaints were cited in the piece.",
      "kind": "community-reaction",
      "sources": [
        {
          "url": "https://www.dvcresaleexperts.com/disney-vacation-clubs-new-commercial-use-policy-what-every-member-needs-to-know/",
          "publisher": "DVC Resale Experts",
          "accessedAt": "2026-07-11"
        }
      ],
      "confidence": "press-reported",
      "verified": false
    }
  ]
}
